Wealth is more than dollars and returns, so financial planning is more than picking good funds.
It’s a careful stewardship of all your resources: time, talents, treasures, attention, & relationships.
Nick Garofalo
Founder & CFP® Candidate
This is the space where you’d usually find my degrees, experience, and certifications. That’s usually followed by a mention of my family and a ‘unique’ hobby (which is almost always golf and/or traveling).
Some of that may be useful, but I’d rather start with why I am a planner to begin with. (Don’t worry: the factsheet awaits you).
Helping entrepreneurs find financial confidence & clarity is why I do what I do.
I’ve loved financial planning since I was a kid, inspired by financial talk radio hosts who delivered simple, encouraging advice that just made sense. As an adult, I’ve seen how strategy and kindness from advisors can transform not just workplaces but lives.
Today, I help small business owners—especially Christians—overcome financial insecurity and take back control. Even profitable businesses can leave their owners feeling directionless, but with financial clarity and intentional planning, you can ensure your business works for you, not the other way around.
As a CERTIFIED FINANCIAL PLANNER™ candidate, I’m passionate about helping you clarify your goals, align them with your values, and make confident decisions toward the life and legacy you want.
factsheet
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— BS in Finance (Kennesaw State University)
— CFP Certification Professional Eduction Program (College for Financial Planning)
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— Candidate for CFP Certification
— Passed Level 1 of the CFA Program
— FINRA Series 65
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— NAPFA
— XY Planning Network
— Financial Planning Association
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— 10+ years in small business financial planning, reporting, and analytics.
— Director of Finance, Public Sector at i3 Verticals
— Experience in small business acquisition / owner exit
— Cash flow forecasting and budgeting with sensitivity analysis
core values
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Delivering great service is our primary goal. It’s our pleasure to serve you and your family as we would serve our own. Your trust in us is hard-earned and we take that very seriously.
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Honesty is more than the best policy - it’s the only policy. You'll never have to wonder if you’re getting the whole story when you work with us. We operate with a strong moral compass, rooted deeply in our Christian faith.
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This industry loves complexity. The alphabet soup of professional designations is enough to give you indigestion! That’s why we focus on making the complex simple & digestible.
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Many financial services companies thrive on hiding things from the customer or burying fees in fine print. Not only is this bad business, it’s downright dishonest. We believe that transparency is best - for all of us!
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"Do all the good you can, by all the means you can, in all the ways you can, in all the places you can, at all the times you can, to all the people you can, as long as ever you can."
—John Wesley
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A fiduciary is a fancy word for someone who has taken an oath to do what’s in the best interest of the client. In other words, it’s not our own best interest that we’re looking out for - it’s yours. Always.
local & virtual
serving you here, there, and everywhere
Based in
Holly Springs, GA 30114
Local
Monday–Friday
9am–5pm
Phone
(404) 775-9165